What is the opportunity?

You will assist with the management of large complex high-risk files in support of Senior Directors, make recommendations on RBC strategy and actions on specific accounts and deliver work in accordance with established timelines and in compliance with RBC policies. Associate Director will support Special Loans Advisory Services (SLAS) on core Risk Manager activities (financial analysis, risk rating, reporting, team data management, adjudication) in order to improve efficiency and effectiveness of credit risk operations.

What will you do?

• Participate in client conference calls and meetings including financial advisors and legal counsel.
• Prepare credit updates for submission for approval
• Support preparation of materials to support all risk rating activities, including but are not limited to annual and interim reviews, Borrower Risk Ratings and BCCs
• Complete risk rating and reporting applications (Risk Rating tools and Newton) including financial models as assigned (income, balance sheet and cash flow statements, breakeven analysis, enterprise valuation and multivariable sensitivity testing)
• Follow business and financial performance through daily monitoring of financial and industry information, regulatory events, external rating agency movements, and other early warning signals

What will you need to succeed?

Must have:

• Commercial or Corporate Credit experience (minimum 3 years) and/ or Commercial Account Management and/or Insolvency/Restructuring experience
• Desire to learn and gain experience through exposure to the management of the largest and highest risk exposures of the Bank
• Highly developed organizational skills
• Proven ability to write clearly and concisely
• Demonstrated financial modeling and analytical skills
• Quality and timely completion of data entry, analysis and reporting
• Computer literate with high comfort level in use of word processing (Word), spreadsheet (Excel) and database software (various) and in using electronic tools for on-line research

Nice to have:

• Bachelor’s degree (i.e. B.Comm., BSc/BA Finance, BA Economics or related subjects) and /or MBA, Chartered Professional Accountant or other Financial post-secondary degree

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program including bonuses and flexible benefits
• Leaders who support your development through coaching and managing opportunities
• Ability to make a difference and lasting impact
• Work in an agile, collaborative, progressive, and high-performing team

Job Skills

Accounting Finance, Asset and Liability Management (ALM), Confidentiality, Credit Analysis, Customer Service, Customer Success, Detail-Oriented, Investment Risk, Retail Banking, Risk Management

Additional Job Details

20 KING ST W:TORONTOTorontoCanada37.5Full timeGROUP RISK MANAGEMENTRegularSalaried2026-02-232026-03-10

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Inclusion and Equal Opportunity Employment

At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.